How Much Does Private Home Care Cost?: A Comprehensive Breakdown

November 22, 2023
Giselle Bardwell
Dealing with the needs of aging family members or loved ones with mobility and health challenges can be an emotionally draining and mentally challenging experience. With advancements in medicine, people are living longer, and the demand for private home care is at an all-time high. Making the decision to seek private care at home is often the most accommodating option for families, as it enables their loved ones to remain in a familiar and comfortable environment without having to relocate to an assisted living facility.

A common question that comes to mind when considering private in-home care is: "How much does private home care cost?" Arriving at a definitive answer can be challenging. It is crucial to understand that several factors influence the cost of private home care, such as geographical location, the level of care required, the number of hours needed, and the type of services rendered.

In this post, we aim to break down the costs associated with private home care, cover specific factors that influence the cost, and discuss affordable alternatives. This comprehensive guide will provide you a better understanding of private home care pricing and allow you to make informed decisions when choosing care for your loved ones.

Understanding the Costs of Private Home Care

When considering private home care, it is essential to recognize that costs can vary widely depending on a range of factors. Some of the key variables in determining the cost of care include the type of caregiver, the level of care required, the geographic location, and the number of hours needed. Breaking down the types of caregivers can provide valuable insight into expenses associated with private duty in-home care.
  • Non-Clinical Caregivers or Home Health Aides (HHA): These care providers assist with daily activities such as bathing, dressing, cooking, and light housekeeping. They generally do not have any medical training and are typically the most affordable option for private care at home.
  • Licensed Practical Nurses (LPN): LPNs have clinical training and can administer medication, monitor vital signs, and provide basic wound care. They may also be able to provide general care services similar to an HHA.
  • Registered Nurses (RN): RNs have more advanced clinical training than LPNs and can manage complex medical conditions, perform more advanced wound care, and administer a higher level of medication. RNs are generally the most expensive private home care option due to their expertise.

The Cost of Care by the Hour

To provide an accurate answer to the question "How much does private home care cost per hour?" We must consider the level of care provided and the specific care provider. Here are some general estimates for hourly rates typical in Northeast Ohio:
  •  Non-Medical Caregivers: $32 - $40 per hour
  •  Licensed Practical Nurse: $60 - $70 per hour
  •  Registered Nurse: $80 - $90 per hour
Keep in mind that these rates can vary based on level of care and number of hours. It is also important to note that opting for a live-in caregiver or scheduling a higher number of hours per week may result in discounts. For a more accurate estimate, please reach out to our Cleveland care team, available 24/7, at 440.613.1500.

Additional Factors That Influence Private Home Care Costs

Aside from the type of caregiver and hours required, there are other factors that can impact the cost of private home care. These include:
  • Specialized Care Needs: If your loved one has a specific medical condition or requires    specialized care such as dementia or Alzheimer's care, costs may be higher due to specialized knowledge and training requirements.
  • Agency vs. Independent Caregiver: Hiring an independent caregiver can be more affordable, but it may require additional work and costs in terms of background checks, liability insurance, workers’ comp claims, and employee tax considerations. Using an agency typically results in higher per-hour costs but provides the benefits of additional support, liability insurance, and vetting, which in turn will provide you the peace of mind you seek.

Affordable Options for Private Home Care

Finding affordable private home care may seem daunting, but there are options available to help make care more manageable financially:
  1. Veterans Benefits: If your loved one is a veteran, they may be eligible for financial assistance for home care through the VA Aid and Attendance Program or the VA Homemaker/Home Health Aide Program.
  2. Long-Term Care Insurance: Some long-term care insurance policies cover private home care costs. Review your loved one's policy to see if home care is covered and understand any limitations or requirements.
  3. Medicaid HCBS Waivers: In some cases, Medicaid's Home and Community-Based Services (HCBS) Waivers may cover the cost of private home care for those who qualify based on medical needs and income limitations.
  4. Sliding Scale Payment Programs: Some private home care agencies offer sliding scale payment programs, which adjust the cost of care based on your loved one's income level.
To learn more, read our How to Pay for Private Duty Care for Seniors and Veterans blog which delves into these options and more.


Understanding the costs associated with private home care is crucial in making informed decisions for your loved one's care. The type of caregiver, level of care required, geographical location, and additional factors all play a role in determining the cost per hour. By breaking down these components, families can better prepare themselves for the financial aspects of private home care and explore affordable options.

Finding the right care for your loved one is a significant decision, and being well-informed about the associated costs can help alleviate some of the stress. As you navigate the world of private home care, remember that the primary goal is to ensure your loved one receives the best possible care within your means. Keep lines of communication open, ask questions, and explore your options to find the care that fits your family's unique needs.

Are you or a loved one in need of in-home care? Look no further than BrightStar Care®! Our team of compassionate professionals is dedicated to providing the highest quality of care to our clients while also giving back to our community.

We understand that every client has unique needs, which is why we offer a wide range of services to fit your specific situation. Whether you need help with daily tasks, skilled nursing care, or medical staffing services, we have the expertise and experience to provide the best care possible.

At BrightStar Care®, we believe in giving more than just care to our clients. We also give back to our community through a variety of initiatives, making the Cleveland community stronger than ever. Don't settle for anything less than the best in-home care and medical staffing services. Contact BrightStar Care® today and let us help you find the right support to fit your unique needs. Together, we can make your best life possible.